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    The Dedicated Team

    Royal LePage Signature Realty, Brokerage

    In the years that we have spent in the industry, homebuyers have always asked us “What do I need to do when I buy a property?”  We have developed a step-by-step guide that organizes the buying process to make buying a property simple and fun!

    Step 1: Decide to Buy 

    Before you even go looking for a home, you have to understand your needs. Think about the type of property you want. Do you need a lot of bedrooms and washrooms for your family? Do you want to live close to a school or shopping? Is walking distance to public transit important to you? These are just some of the things to consider before you start looking for a new home.

    You also have to familiarize yourself with different types of ownership as well to help narrow down the perfect home. Freehold: you own the dwelling and the land on which it is built. A condo: you own a suite and pay maintenance fees to the Condo Corporation for maintenance of the common elements and some or all utilities in your suite.

    Once you have narrowed down your preference, its time to start looking for your home!

    Step 2: Find your Home

      Before you start looking  you have to make sure you are also financially ready. Make sure to have a budget. You can use our very handy "affordability calculator". 

    One thing to keep in mind is your down payment. This is a percentage of the total cost of a home that you’ll need to pay on closing. The more money you put down, the more you’ll save on monthly payments and cost of borrowing. Another important aspect is getting pre-approved for a mortgage. When the lender approves you for a mortgage, it gives you an idea of how much you can afford to pay for your new house.

    At this point contact us and we will set up a personal MLS search with your specific parameters so the listings that you receive are ones that match your specific needs. These searches are flexible and can be adjusted at anytime, simply by giving us a call , email or text. Looking for houses can be fun and exciting! 

    Step 3: Make an Offer Now

    When it’s time to make an offer, not all offers are the same. We develop your offer for you, with specific terms and conditions that meet your requirements: the price, the deposit, financing and inspection conditions, closing date, etc.

    The market activity at the time of the offer will impact the details of the offer. We will guide and advise you though this process.

    Step 4: Close the Sale

    There will be closing costs associated with the sale that need to be paid on the closing date.  They will include Land Transfer Tax, legal fees and moving costs.

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